Banking Awareness- II

1).In Banking terminology, NPA means

A) Non-Promise Account

B) Non-Personal Accout

C) Non-Performing Asset

D) Net-performing Asset

E) None of these

2).Which of the following schemes has been launched for providing health services in rural areas?

A) Operation Flood

B) Look East

C) SJSRY

D) ASHA

E) None of these

3).Which of the following schemes has been launched for the school-going children?

A) Lok Jumbish

B) Mid-Day Meal

C) AYUSH

D) SarvaShikshaAbhiyan

E) None of these

4).‘Sugam’ is a scheme launched for

A) Small tax payers

B) Pensioners getting old age pension

C) Big corporate houses

D) Getting all sorts of permission

E) None of these

5).What is the full form of ‘ULIP’, the term which was in the news recently?

A) Universal Life & Investment Plan

B) Unit Loan & Investment Plan

C) Unit Linked Insurance Plan

D) Uniformly Loaded Investment Plan

E) None of these

6).Which of the following is NOT a banking related term?

A) Radiation

B) Outstanding Amount

C) Explicit Guarantee

D) Benchmark Prime Lending Rate

E) None of these

7).Insurance service provided by various banks is commonly known as ______

A) Investment banking

B) Portfolio management

C) Merchant banking

D) Bancassurance

E) None of these

8).Which from the following is NOT true when the interest rate in the economy goes up?

A) Saving increases

B) Lending decreases

C) Cost of production increases

D) Return on capital increases

E) None of these

9).Rate of interest is determined by:

A) The rate of return on the capital invested

B) Central Government

C) Liquidity preferences

D) Commercial Banks

E) None of these

10).Which bank was earlier called the “Imperial Bank of India”?

A) RBI

B) SBI

C) UBI

D) PNB

E) None of these

Reasoning Quiz

Directions (Q. 1-5): These questions are based on the following arrangement of numbers, letters and symbols. Study them carefully and answer the questions given below:

1 8 Q W 3 & Z 5 A 2 J @ U K 9 P I % R 4 $ M E 7 T # A 6 F

1.  Which of the following should come in place of question mark (?) in the following series based on the elements in the above arrangement?

3WZ           2A@               9KI              ?

1) %I4             2) 4RM              3) 4%$   

4) $4E             5) None of these

2.  How man y such letters are th ere in  th e above arrangement each of which is not immediately preceded by a symbol?

1) Five             2) Six                3) Seven

4) Eight             5) More than eight

3.  Four of the following five are alike in a certain way based on their positions in the above arrangement and hence form a group. Find out the one that does not belong to that group.

1) W1               2) A&         3) @9

4) IK               5) 4I

4.  Which of the following is fifth to the right of the fifteenth from the right end?

1) 4                      2) 9                 3) $

4) P                      5) None of these

5.  How many such numbers are there in the above arrangement each of which is immediately followed by a symbol and also immediately preceded by a letter?

1) One               2) Two         3) Three

4) Four               5) None of these

Directions (Q .  6-10): In these questions,  a relationship between different elements is shown in the statement(s). The statements are followed by two conclusions. Give answer

1) if only conclusion I is true.

2) if only conclusion II is true.

3) if either conclusion I or II is true.

4) if neither conclusion I nor II is true.

5) if both conclusions I and II are true.

6.  Statements:        A > B >= C < D, C = E > G

    Conclusions:  I. D > E

                                II. B > G

7.  Statements:        P <= Q > M >= N, Q = S

     Conclusions:   I. S > P

                                 II. N < S

8.  Statement:         S > M = Z > T < Q > V

    Conclusions:  I. V = S

                                II. Q > M

9.  Statement:         T < U = V <= S > P >= Q

    Conclusions:       I. S > T

                                 II. V >= Q

10.  Statements:    M >= N > R > W, E = J > L >= W

       Conclusions:       I. E > W

                                  II. M > L

Quant Quiz DI

Directions (Qs. 1-5) study the following table  and  answer  the  questions  given below it.

1. In which month the unit B has a contribution of approximately 15% in the total sugar production ?

a) August   b)  June 

c) July   d)  April 

2. Which of the following units shows continuous increase in production  of sugar  over months?

a)A b)  B

c)C d)  D

3. In the case of Unit E, in which of the following pairs of months the production of sugar was equal?

a)April & June         b) June & July 

c)July & August d)  April & May

4.In  the month  of June,  how many units  have a share of more than 25%  of the total production of sugar?

a)one b)Three 

c)Two d)Four

5. What was approximate percentage  decrease in sugar production of unit B in June as compared to April?

a)8 % b)10 %

c)15 % d)18 %

II. Directions (Qs. 6-10): Study the following graph carefully and answer the questions given below it:

6. What was the price difference between commodity A and B in the month of April?

a)250 b)150 

c)100 d)90

7. What was the difference in average price between  commodity A an d B fr om April  to August?

a)86         b)75 

c)95        d)85

8. In which of the following pairs of months was the price of commodity A same?

a)January - March    b)  May- June

c)April- August d)  July-August

9. What was the approximate percentage decrease in  the price of commodity A fr om March to April?

a)1         b) 9

c)14         d)12

10. What  was  the  percentage  increase  i n price of commodity B from January to April?

a)15         b)  20

c)17         d) 10

Quantitative Aptitude For Upcoming Examinations

1. At what rate of simple interest per annum does a person get an interest of `4706.1 on the principal amount of  Rs.11205 after 7 years?

1) 4% pa             2) 6% pa         3) 8% pa   4) 12% pa           5) 14% pa

2. The difference of a two-digit number and the number obtained after interchanging its two digits is 36. If the sum of the two digits of the number is 12, then what is the number?

1) 57               2) 75                   3) 84        4) 93               5) None of these

3. In how many different ways can the letters of the word BOTTLE be arranged?

1) 60               2) 360       3) 120     4) 720               5) 36

4. The ratio of the length to the breadth of a rectangular field is 16 : 9. If the area of the field is 11664 sq m, what is its perimeter?

1) 420m                2) 450m         3) 80m  4) 520m                5) 560m

5. What will be the next number in the following number series? 

9155, 6961, 5627, 4901, 4555, ?

1) 4343                 2) 4337           3) 4433   4) 4413                 5) 4403

6. An amount of Rs.110000 is invested at compound interest payable annually. If the rate of interest is 11% pa, what will be the total interest after two years?

1) Rs.23481           2) Rs.25531          3) Rs.24200 4) Rs.26416                 5) None of these

7. An item is sold for Rs.1652 at a profit of 18%. What would have been the gain or loss per cent had it been sold for Rs.1512?

1) 6%   2) 8%   3) 10%   4) 12%  5) 14%

8. The difference between 72% of a number and  7/ 5  of the same number is 125.8. What is 40% of that number?

1) 64                    2) 68                  3) 72     4) 74                    5) 78

The cost of 16 pens and 20 pencils is Rs.124. What will be the cost of 28 pens and 35 pencils?

1) Rs284                      2) Rs251          3) Rs227  4) Rs217                      5) Rs208

10. The average age of 12 persons is 32 years. If the age of one more person is added, the average decreases by one year. What is the age of the new person?

1) 19 years        2) 23 years      3) 25 years  4) 21 years               5) 27 years

Computer Quiz For Upcoming Examinations-II

1).Which among the following is an input device which moved by the user on a flat surface to causes a pointer on the screen to move accordingly?

a) keyboard

b) mouse

c) barcode reader

d) wand reader

e) scanner

2).A barcode reader is an example of a (n) ___________.

a) Storage device

b) Output device

c) Input device

d) Printer

e) Processing device

3) From where, you can access the Recycle Bin icon?

a) On the desktop

b) In the properties dialog box

c) On the shortcut menu

d) On the hard drive

e) None of these

4).The physical arrangement of elements on a page is referred to as a document’s

a) pagination

b) format

c) features

d) grid

e) None of these

5).Digital camera is a ___________ device.

a) Software

b) Input

c) Storage

d) Output

e) Input/output

6).What is meant by Mailing Kst?

a) Collection of email addresses

b) Collection of folders

c) Collections of dates

d) Collection of events

e) Collections of files

7).In travelling, which computers are portable and convenient for users?

a) minicomputers

b) laptops

c) file serves

d) supercomputers

e) None of these

8).Unsolicited email is also called as___________.

a) Usenet

b) Newsgroup

c) Flaming

d) Backbone

e) Spam

9).To save an existing document with a different name, we have to_________.

a) Copy and paste the original document to a new document and save

b) Use the Save As command

c) Retype the document with a different name

d) Use Windows Explorer to copy the document to a different location and then rename it

e) None of these

10).which among the following software applications is used for performing numerical and statistical calculations?

a) Document processor

b) Database

c) Graphics package

d) Spreadsheet

e) None of these

Reasoning Quiz For Upcoming Exams

Directions (Q. 1-7): Study the following information carefully and answer the given questions.

Eight colleagues, A, B, C, D, E, F, G and H, are sitting around a circular table facing the centre but not necessarily in the same order. Each one of them holds a different post — Manager, Company Secretary, Chairman, President, Vice President, Group Leader,

Financial Advisor and Managing Director. 

A sits third to the right of the Managing Director. Only two people sit between the Managing Director and H. The Vice President and the Company Secretary are immediate neighbours. Neither A nor H is a Vice President or a Company Secretary. The Vice President is not an immediate neighbour of the Managing Director. The Manager sits second to the left of E. E is not an immediate neighbour of H. The Manager is an immediate neighbour of both the Group Leader and the Financial Advisor. The Financial Advisor sits third to the right of B. B is not the Vice President. C sits on the immediate right of the Chairman. A is not the Chairman. F is not an immediate neighbour of A. G is not an immediate neighbour of the Manager.

1. Who amongst the following sits third to the left of E?

1) Manager 

2) G 

3) A

4) Financial Advisor 

5) B

2. Four of the following five are alike in a certain way based on the given arrangement and thus form a group. Which is the one that does not belong to that group?

1) F–Chairman 

2) G–President

3) D–Manager 

4) A–Financial Advisor

5) B–Managing Director

3. Who among the following is the President of the company?

1) A 

2) C 

3) H

4) G 

5) D

4. Which of the following is true with respect to the given seating arrangement?

1) The Group Leader of the company is an immediate neighbour of the Vice President.

2) G sits second to the right of D.

3) The Group Leader and the Company Secretary are immediate neighbours.

4) The Chairman of the company sits to the immediate left of the Managing Director.

5) The Group Leader sits second to the left of D.

5. Which of the following posts does B hold in the company?

1) Chairman 

2) Manager

3) Company Secretary 

4) Vice President

5) Financial Advisor

6. Who among the following sits exactly between the Managing Director and H?

1) H and the Chairman 

2) B and G

3) The Chairman and C 

4) F and C

5) E and the Group Leader

7. Who among the following is the Group Leader?

1) C 

2) F 

3) G

4) H 

5) A

Directions (Q. 8-11): Read the following information and the sentences (A), (B), (C), (D) and (E) given below it carefully and answer the questions which follow:

A host of foreign companies are in talks with the Indian government for selling B150, a tough, short-haul plane ideal for connectivity of smaller towns which is lacking in India at present.

(A) B150 planes have not only low operating costs than competing planes like Cezana but also a much better track record in terms of safety and efficiency.

(B) The profit margin of road transport operators in the smaller towns connected by B150 planes has been reduced substantially as a majority of people prefer air transport over other means of transport.

(C) Smaller towns, at present, are better connected by roads and railways as compared to flight services.

(D) B150 planes are capable of operating in sectors where large airlines cannot fly due to challenging conditions such as mist, short runways, etc. Such planes can also double up as cargo planes and charter flights for the rich and the elite.

(E) B150 planes need to operate in the existing airports which are situated in bigger cities only and are poorly connected to the smaller cities.

8. Which of the statements (A), (B), (C), (D) and (E) can be inferred from the facts/information given in the statement? (An inference is something which is not directly stated but can be inferred from the given facts.)

1) Only A 

2) Only B 

3) Only C

4) Both B and D 

5) Only E

9. Which of the statements (A), (B), (C), (D) and (E) mentioned above would weaken the offer made by the foreign companies for selling B150 planes to Indian government?

1) A 

2) B 

3) C

4) D 

5) E

10. Which of the statements (A), (B), (C), (D) and (E) mentioned above represents a possible consequence of the success of B150 planes in smaller cities?

1) A 

2) B 

3) C

4) D 

5) E

11. Which of the statements (A), (B), (C), (D) and (E) would favour the foreign companies’ bid to sell B150 planes in India?

1) Only A 

2) Only B 

3) Both B and C

4) Both A and D 

5) Both E and C

GK Capsule January-2015

Download The January -2015 GK Capsule From The Following Link

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